Impact of mortgage loan campaigns

When applying for a mortgage loan, everybody has a lot of thoughts and questions on their mind. Due to interest rates, monthly repayments, and the total repayment of the mortgage loan, there is a moment of surprise. The result of these surprises is the often the repeated question of whether to buy real estate at all and take on a mortgage loan commitment... Unfortunately, the rule remains that for most people it is easier to repay a loan than to save up. The positive thing is that banks make loans more and more affordable. This is especially true at the time of campaigns that offer substantial savings on the mortgage loan for clients.

Mortgage campaigns include better interest rates, the free processing of the loan, and they always add something new to attract clients and maintain a competitive advantage on the banking market. Everything is reflected in the total amount of the mortgage loan and it would be a shame not to take advantage of the benefits offered.

The campaigns when the mortgage loan is cheaper and the banks compete with each other can be divided into two stages: Spring (March – June) and Autumn (September – December). It’s a large part of the year, so it’s almost always possible to use the opportunity. If possible, we always help our clients with the right timing of the mortgage loan.

Ivana Košírerová, 04.12.2012

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