Mortgage and a VIP client

Before you start arranging a mortgage, you have to answer the following question: “Is it better for me to discuss my mortgage with a bank employee, or with an independent mortgage specialist?”
The bank will approach you, as a VIP client, in the most responsible way and offer you all the possible benefits of the bank. But will you get the best solution based on your profile, needs and creditworthiness?

An independent mortgage specialist is familiar with the current offer of all banks and looks at it independently. He or she will objectively evaluate the conditions, solutions and benefits of all banks, inform you about them and you will make the final decision yourself.

Despite the fact that you do not pay for his or her services, he or she will prepare everything so that you go to the bank for the first time just to sign the loan contracts. Upon agreement, it is possible to use the services related to the preparation of an expert report, the transfer of the real estate as well as the possibility of meeting at a time and place that suits you. It will save you not only money, but also time and energy.

VIP clients typically require higher-amount mortgages (300,000 EUR and more), incomes are non-standard (dividends, executive officer’s bonuses, etc.) and the properties they build (acquire) are above-standard (large floor area, high cost).

This is an increased risk for the bank and the likelihood of approving such a mortgage is lower.

With a mortgage for VIP clients, it is very important to be able to prevent possible complications.

Independent mortgage specialists have a lot of experience with arranging mortgage loans for VIP clients, as they are former mortgage bankers, or employees under their supervision.

Thanks to the knowledge and experience of independent mortgage specialists, with respect to all possible risks, your mortgage is also ready for successful approval at the bank.